Terms of Service

By clicking "I agree to the Terms of Service & Privacy Policy", creating an account, or accessing the Studio OS platform (hosted at business-online.in and associated subdomains), you enter into a legally binding electronic contract with Studio OS ("Platform", "we", "us", or "our") pursuant to Section 10A of the Indian Information Technology Act, 2000.

If you do not agree to each and every term of this Agreement without modification, you are strictly prohibited from creating an account or accessing the Service.

You represent and warrant that you are at least eighteen (18) years of age, legally competent under the Indian Contract Act, 1872, and duly authorized to represent your photography studio, production house, or freelance commercial enterprise.

Studio OS operates purely as a passive technology intermediary under Section 79 of the Information Technology Act, 2000, and the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021.

Studio OS does not author, review, verify, curate, or endorse any user-uploaded content, including wedding photographs, cinematic videos, client invoices, rate cards, contracts, or watermarks.

You bear sole and exclusive legal liability for all media uploaded through your account. You represent and warrant that you own or possess valid commercial licenses and written model releases for all images and copyrighted music used.

Prohibited Content: You are strictly forbidden from uploading sexually explicit, obscene, defamatory, politically inflammatory, infringing, or illegal materials (including CSAM or deepfakes). Studio OS reserves the absolute right to remove infringing content within 24 hours of receiving notice, without liability or refund.

Studio OS is NOT a payment gateway, payment aggregator, wallet, escrow agent, bank, or Non-Banking Financial Company (NBFC) under the Reserve Bank of India (RBI) regulations.

The Platform provides software utility tools allowing Studios to generate static/dynamic NPCI-standard UPI QR codes and record 12-digit UTR bank reference numbers. All financial transactions occur directly peer-to-peer (P2P) between the client and the studio owner.

Zero Payment Liability: Studio OS has ZERO liability for booking cancellations, unreturned client advances, disputed UTR numbers, failed UPI bank transfers, fraudulent payment claims, or chargebacks. Any financial dispute is strictly between the Studio Owner and the Client.

Tax Compliance: You are solely responsible for calculating, collecting, reporting, and remitting any applicable Goods and Services Tax (GST), Income Tax, or TDS under Indian laws.

Where Studio OS provides AI-driven facial recognition tools for client gallery indexing, Studio OS acts strictly as a "Data Processor" executing instructions on behalf of the Studio Owner (who acts as the "Data Fiduciary" under the Digital Personal Data Protection Act, 2023).

The Studio Owner explicitly covenants, represents, and warrants that they have obtained valid, informed, written consent from event hosts and attendees prior to uploading event photographs for facial indexing.

Studio OS generates non-reconstructable mathematical vector embeddings strictly for private client gallery search. We never sell, rent, monetize, or repurpose facial data for law enforcement, surveillance, or third-party AI training.

Studio OS utilizes enterprise cloud object storage (Cloudflare R2, multi-region edge caches) to deliver client galleries. However, the Service is provided on an "AS IS" and "AS AVAILABLE" basis.

NOT AN ARCHIVAL SERVICE: Studio OS is NOT an archival storage vault or long-term cold backup service. Studio Owners are legally obligated to maintain independent physical offline copies (external hard drives, NAS) of all client RAWs, project files, and high-resolution exports.

Data Loss Immunity: Studio OS is NOT liable for any loss, corruption, accidental deletion, or downtime of stored media resulting from cloud provider outages, edge network failures, natural disasters, or cyber-attacks.

Storage Lifecycle: Studio OS reserves the right to enforce storage caps or archive inactive galleries upon fourteen (14) days electronic notice.

Studio OS provides workspace tools enabling Studios and Freelance Crew (photographers, cinematographers, drone pilots, editors) to coordinate projects.

Independent Commercial Relationship: Freelancers and Studios operate as independent contracting third parties. Studio OS is not an employer, labor contractor, joint-venturer, or employment agency.

Zero Operational Liability: Studio OS is not liable for freelancer no-shows, equipment failure, shoot delays, day-rate disputes, or on-set physical injuries, accidents, or equipment damage.

Studio OS grants you a revocable, non-exclusive license to use assigned subdomains (e.g. handle.business-online.in). Studio OS retains absolute ownership of all subdomains and may reassign or revoke any handle that infringes trademarks, mimics another brand, or sits inactive for over 180 days.

All software, Neumorphic UI design tokens, database schemas, algorithms, and source code are the proprietary intellectual property of Studio OS.

To the maximum extent permitted by applicable law, in no event shall Studio OS, its founders, directors, employees, or affiliates be liable for any indirect, incidental, special, punitive, exemplary, or consequential damages (including lost profits, lost clients, reputation damage, emotional distress, or lost footage).

HARD FINANCIAL CAP: In any event, the total cumulative aggregate liability of Studio OS for all claims arising out of or related to this Agreement or the Service shall not exceed the actual fees paid by the user to Studio OS in the one (1) month immediately preceding the event giving rise to the claim, or INR ₹1,000 (One Thousand Indian Rupees), whichever is lower.

You agree to defend, indemnify, and hold harmless Studio OS, its founder, officers, and contractors from and against any and all third-party lawsuits, damages, losses, regulatory penalties, and legal expenses (including reasonable attorney fees) arising from: (a) your breach of these Terms; (b) your uploaded media or client disputes; (c) any violation of third-party copyright, privacy, or moral rights; or (d) your non-compliance with applicable Indian tax and commercial regulations.

This Agreement shall be governed by and construed in accordance with the substantive laws of the Republic of India, without regard to conflict of law principles.

Any dispute, controversy, or claim arising out of or relating to this Agreement shall be settled by binding arbitration in accordance with the Arbitration and Conciliation Act, 1996, by a sole arbitrator appointed by Studio OS. The seat and venue of arbitration shall be New Delhi, India, and proceedings shall be in English.

Subject to arbitration, the competent courts located in New Delhi, India shall have exclusive territorial and subject-matter jurisdiction.

Class Action Waiver: You explicitly waive any right to bring or participate in any class-action, collective, or representative lawsuit against Studio OS.